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Here's a concise rundown of key verification approaches :
- Address Verification System (AVS): Verifies the postal address on the credit against what’s on hand with the banking institution.
- Card Verification Value (CVV): Requires the three- or four-digit code located on the reverse of the credit for verification .
- 3D Secure: Implements an extra layer of authentication involving the customer's financial institution to authorize the transaction .
- Device Fingerprinting: Recognizes the equipment used to process the transaction to flag potential deception .
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